So Husband and I have been whittling away at a rather large mass of debt for some time now, and (I’m excluding student loans here) finally managed to get it to half of what it was within about 5 months. Felt pretty good about it, still felt incredibly underwater. Then we got some gifts that helped alleviate about 90% of the superficial debt (not loans), and now we get this awesome chance to actually manage money and be on top of it instead of floundering to catch up.

Advice? Tips? How do you manage your bills monthly, or day to day? We get paid on the first and 15th, which complicates things a bit, so if you don’t have weekly checks, advise on managing that is most welcome.

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